We hope your summer’s going well!
We wanted to give you a quick update on some recent adjustments/trades we’ve made in our investment models. In just a few short months, we saw the markets take a 20% dip and then follow that up with a strong recovery. As we write this, the stock market is sitting at an all-time high. With that kind of movement, we felt it was a good time to make a few tweaks to our investment models.
Key Updates:
- Full Portfolio Rebalance: With the market’s strong performance, we’ve rebalanced portfolios to keep everything aligned with your long-term goals and risk tolerance.
- Model Enhancements: We’ve fine-tuned a few of our investment models to be more tactical—helping us respond more nimbly to market shifts while balancing account size with the number of funds used in our models.
- Shift from Money Market to Bonds: With growing optimism that interest rates may be cut later this year, we’ve updated our investment models by moving out of money markets and into bonds to take advantage of potential rate-driven gains.
As always, we’re here to help you stay on track—no matter what the markets are doing. If you have any questions or want to chat about your portfolio, please don’t hesitate to reach out.
Sincerely,
Your PFA Investment Committee